Facebook Low Federal Credit Union Interest Rates | myACFCU | Bank

ATTENTION JONESBOROUGH MEMBERS
Effective October 1, 2019, the ACFCU Jonesborough branch will be closing. You may still visit any of our other ACFCU branches, including the ones located in:
• Gray: 5034 Bobby Hicks Hwy.
• Johnson City: 3101 Peoples Street, Suite 100
• Kingsport: 1500 East Stone Drive

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Rates

Deposit Products

Shares | Share Drafts (Checking) | Money Market | Term Share Certificates & IRA Certificates | Relationship Bonuses

Loans

Auto & Motorcycle Loans | Recreational Vehicles and Toys, Motorcycles | Motor Homes and Boats 

 

 

Rates effective as of September 1, 2019 and are subject to change.

Deposit Rates

Share Rates

Product

Deposit RangeRateAPY*

Share (Savings)*

$5.00 to $500.00

No interest

No interest

 

$500.01 to $7,500.00

0.10%

0.10%

 

$7,500.01 to $50,000.00

0.20%

0.20%

 

$50,000.01 to $100,000.00

0.30%

0.30%

 

$100,000.01 and over

0.40%

0.40%

Share Club*

$5 and over

0.20%

0.20%

IRA Share

$5 and over

.35%

.35%

*$5.00 minimum to open or obtain dividend

Share Draft (Checking)

Product

Deposit Range:RateAPY*

 Premier Checking

$2,500.01 to $25,000.00 0.01%  0.01% 
   $25,000.01 Plus  0.05%  0.05%

$20.00 minimum to open, first order of checks free and free checks for any member 50 years and older.
As an added benefit, foreign ATM fees waived up to $30.00 per month.

Money Market Account

Product

RangeRateAPY*

Money Market

$0 to $1,000.00

No interest

No interest

 

$1,000.01 to $15,000.00

0.15%

0.15%

 

$15,000.01 to $50,000.00

0.20%

0.20%

 

$50,000.01 to $75,000.00

0.25%

0.25%

 

$75,000.01 to $100,000.00

0.32%

0.32%

 

$100,000.01 and over

0.37%

0.37%

The variable rate is subject to change monthly. Minimum to open is $1,000.00. Limit of 3 withdrawals per month. No dividend is paid if balance falls below $1,000.00. *APY = Annual Percentage Yield. Interest will compound in the account, or it can be paid to another account. We reserve the right to correct any typographical errors in published rates. 

Term Share Certificates and IRA Certificates
 TermMinimum Deposit Rate APY* 

6 Month Certificate 

 min $1,000

 0.50%

0.50% 

 12 Month Certificate

 min $1,000

 0.97%

0.97% 

 24 Month Certificate

 min $1,000

1.10% 

1.11% 

 36 Month Certificate

 min $1,000

 1.24%

1.25%

 48 Month Certificate

 min $1,000

 1.36%

1.37%

 60 Month Certificate

 min $1,000

 1.48%

1.49%

 72 Month Certificate Super Saver

 min $1,000

1.73% 

1.74% 

Paid monthly. Future rates subject to change weekly)

RELATIONSHIP BONUSES - Available on all Share Certificates 12 months and over. For each additional service, add the corresponding Relationship Bonus

Relationship Bonuses

Feature

RateAPY*

Direct Deposit - Social Security or Net Payroll Check (active checking account required) 

0.10% 

0.10% 

myACFCU Online with eStatements (active checking account required) 

 0.10%

0.10% 

 Bill Pay

 0.10%

 0.10%

Auto or Consumer Loan
(one bonus per loan)

0.10% 

 0.10%

VISA Credit Card

 0.10%

 0.10%

Jumbo Certificate with balance over $100,000

  0.10%

  0.10%

Maximum in Relationship Bonuses per Certificate

 0.50%

0.50% 

Term Share Certificate will revert to the prevailing rate at maturity. APY=Annual Percentage Yield. Interest will compound to the certificate or will pay to another account. We reserve the right to correct any typographical errors in published rates.

Loans

New and Used Auto & Motorcycle Loans

Vehicle Type/Cost

TermAPR 
New Autos

 

 

 

6 - 84 months 

As Low as 2.90%* 

Used Autos up to 5 Model Years Old

Term

APR

  6 - 84 months

As Low as 3.90%* 

Used Autos (6 Model Years or Older)

Term

APR

 

6 - 60 months 

As Low as 6.45%* 

New and Used Motorcycle
(up to 5 years old)

6 - 60 months 

As Low As 6.00% 

Used Touring/Cruiser Motorcycle
(6 years or older)

 6 - 36 months

As Low as 7.00%* 

*Motorcycles must be over 800cc.
Recreational Vehicles and Toys

Type

 TermAPR 

New Toys *

6 - 48 months 

As low as 7.95%* 

 Used Toys *

6 - 36 months 

As low as 10.95%* 

 *M/C < 800cc, Jet Ski, Tent Trlrs, Campers, Quad Runners, etc. Minimum Credit Score Required.

New and Used Motor Homes, Boats and Self-Contained Trailers

Type

 Term APR

New and Used Motor Homes, Boats and Self-Contained Trailers (up to 5 years old)

 6 - 240 months

 As low as 4.75%*

Used Motor Homes, Boats and Self-Contained Trailers (6 years or older)

6 - 144 months

 As low as 11.00%*

 Call Us at 423-230-2600 for our current Mortgage Loan Rates!

Mortgage Request Form

 

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