Appalachian Community Federal Credit Union's Board of Directors is composed of volunteer credit union members, elected by the membership, whose main responsibilities and decisions benefit all who belong to the credit union. These individuals give their time and expertise to oversee the growth and prosperity of the credit union.

Annual Reports 

Meet Your Board of Directors

Joe Boggs
Board Chairman
Mr. Joe Boggs was born and raised in the Kingsport area.  Educated in the Sullivan County school system, he attended night classes in management and leadership, hazardous materials, and emergency rescue.  Boggs worked in the paper industry more than 40 years serving in various management and support roles.  In December of 2020, he retired as General Manager of Domtar Paper Company at the Ridgefield Converting and Distribution facility in Kingsport, Tenn.  Boggs and his wife, Christina, have three children – one daughter and a son both work in law enforcement, and one daughter works in healthcare.  They live in the Church Hill community of Hawkins County, Tenn.  He and his family are of the Apostolic faith and have served in volunteer roles in their local church and community.  Boggs has served at the credit union for more than 20 years including roles with the Nominating Committee, Supervisory Committee, ALM Committee, and Board of Directors.

Paul Montgomery
Board Secretary
Mr. Paul Montgomery is Senior Director at Christian Medical and Dental Associations (CMDA), where he is responsible for Legacy Gifts and working with CMDA members in Stewardship planning. He has served in several leadership positions within our region including the Kingsport Chamber of Commerce; Johnson City/Washington County Chamber of Commerce; Kingsport Board of Education; and board member for Frontier Health.  Montgomery holds a bachelor’s degree in History and an MBA from King University.  He also serves as Deacon at Central Baptist Church in Kingsport, Tenn.  Montgomery has served on the Board of Directors at ACFCU since December 2016.

James B. Oaks
Board Director
Mr. J.B. Oaks is retired from Domtar Paper Company after working in the Distribution Department for 44 years.  In 1981, he was nominated and elected to the credit committee of ACFCU and later served as chairman of this committee. He was elected to the ACFCU Board of Directors in 1992 and continues his service today. During his tenure with ACFCU, Oaks has served as Vice Chairman and various other committees.  He is a member North Kingsport Church of God, currently serving as a councilman.     

Trish Patterson
Board Director/​Supervisory Committee Chairperson
Ms. Trish Patterson has worked in non-profit leadership in the Tri-Cities for 20 years. She recently retired as the Executive Director of Holston Habitat for Humanity, which builds and finances Habitat homes in Carter, Sullivan and Washington Counties, Tennessee, and Bristol, Virginia. She and her husband, Michael Scalf, are members of Munsey United Methodist Church and the proud parents of three adult children and one son-in-law.

Thomas K. "Tom" Segelhorst
Board Director
Mr. Tom Segelhorst is the HR Manager for AGC Flat Glass at the Greenland Plant in Church Hill, where he has been since 2015.  Prior to that, he served as the HR/Health and Safety Manager at the Domtar Paper Mill in downtown Kingsport, where he had been since Mead Paper transferred him to the area in 1993.  Segelhorst, his wife Pam, and their two grown sons all live in Kingsport.  He is active in the community previously serving as a Kingsport City Alderman, Kingsport 911 board member, Chair of the Kingsport Chamber of Commerce Board, Chair of Fun Fest, Chair of Indian Path Hospital Community Board, Ballad Health Community board member and in various other community cervice organizations.  Segelhorst was raised in Missouri and received his Bachelor of Science degree from the University of Central Missouri.

Dennis Deal
Supervisory Committee Member

Jewell McKinney
Supervisory Committee Member
Ms. Jewell McKinney has been a resident in the Upper East Tennessee Area since 1970.  She is a member of the First Baptist Church in Kingsport, TN, and an active volunteer in community events. Her family includes two sons, Brian and Brent McKinney, and her husband, Wayne Porter.  McKinney started her State of Tennessee Real Estate Career in 1991, and is a member of the following Real Estate Associations:  National Association of Realtors^®; Tennessee Association of Realtors^® and Northeast Tennessee Association of Realtors^®.  She is the owner and managing broker of Town & Country Realty, where her clients are her number one priority.