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Board of Directors

Appalachian Community Federal Credit Union's Board of Directors is composed of volunteer credit union members, elected by the membership, whose main responsibilities and decisions benefit all who belong to the credit union. These individuals give their time and expertise to oversee the growth and prosperity of the credit union.

Board of Directors

  • Joe Boggs, Chairperson
  • Alex Castro, Vice Chair & Treasurer
  • Paul Montgomery, Secretary
  • Trish Patterson
  • J.B. Oaks

Supervisory Committee

  • Trish Patterson, Committee Chair
  • Jewel McKinney

Annual Reports 

Meet Your Board of Directors

Vice Chairman/‚ÄčTreasurer

Mr. Alex Castro is the Supervisor of Hematology and Coagulation at Norton Community Hospital in Norton, Virginia where he has worked since 1991. He currently serves as Financial Secretary for the United Steel Workers 14459 labor union.  Alex’s early career involved microbiology research at the State of Vermont.  He has been Little League Coach in Wise, Virginia and participated in the Wise Fall Fling 5K run.  Alex has served on the Board of Directors for ACFCU since 2006 and is currently Vice Chair/Treasurer of the Board and Chairman of the Asset Liability Management Committee.

Joe Boggs
Board Chairman

Mr. Joe Boggs was born and raised in the Kingsport area. Educated in the Sullivan County school system, Joe has also attended night classes in management and leadership, hazardous materials, and emergency rescue. Joe has been in the paper industry for over 40 years, serving in various management and support roles and has served the last 18 years as General Manager of Domtar Paper Company at the Ridgefield Converting and Distribution facility in Kingsport, TN.  Joe and his wife, Christina, have three children – one daughter and a son both work in law enforcement, and one daughter works in health care. They live in the Stanley Valley community of Hawkins Co, TN, on a small farm and enjoy raising cattle.  Joe and his family are of the Apostolic faith and have served in volunteer roles in their local church and community.

Joe has served at the credit union for twenty years including roles with the Nominating Committee, Supervisory Committee, ALM Committee and Board of Directors. 

Trish Patterson
Board Director/‚ÄčSupervisory Committee Chairperson

Ms. Trish Patterson has worked in non-profit leadership in the Tri-Cities for twenty years. She currently serves as the Executive Director of Holston Habitat for Humanity, which builds and finances Habitat homes in Carter, Sullivan and Washington Counties, Tennessee, and Bristol, Virginia. She and her husband, Michael Scalf, are members of Munsey United Methodist Church and the proud parents of three adult children and one son-in-law.

James B. Oaks
Board Director

Mr. JB Oaks is retired from Domtar Paper Company after working in the Distribution Department for 44 years.  In 1981 he was nominated and elected to the credit committee of ACFCU and later served as chairman of this committee. He was elected to the ACFCU Board of Directors in 1992 and continues his service today. During his tenure with ACFCU, he has served as Vice Chairman and various other committees.  JB is a member North Kingsport Church of God, currently serving as a councilman.     

Paul Montgomery
Board Secretary

Mr. Paul Montgomery is Senior Director, at Christian Medical and Dental Associations (CMDA) where he is responsible for Legacy Gifts and working with CMDA members in Stewardship planning.  He has served in several leadership positions within our region including the Kingsport Chamber of Commerce; Johnson City/Washington County Chamber of Commerce; Kingsport Board of Education; and board member for Frontier Health.  Paul holds a bachelor’s degree in History and an MBA from King University.  He also serves as Deacon at Central Baptist Church in Kingsport, TN.  Paul has served on the Board of Directors at ACFCU since December 2016.

Jewell McKinney
Supervisory Committee Member

Jewell McKinney has been a resident in the Upper East Tennessee Area since 1970.  She is a member of the First Baptist Church in Kingsport, TN, and an active volunteer in community events. Her family includes two sons, Brian and Brent McKinney, and her husband, Wayne Porter.  Jewell started her State of Tennessee Real Estate Career in 1991, and is a member of the following Real Estate Associations:  National Association of Realtors®; Tennessee Association of Realtors® and Northeast Tennessee Association of Realtors®.  Jewell is the owner and managing broker of Town & Country Realty, where her clients are her number one priority.