Skip to main content

Credit Cards

Shop with ease and security using your no-annual-fee ACFCU Visa® Platinum Choice Credit Card. Integrated with EMV technology, your spending is more secure than ever. Apply 24/7 for the card that serves your everyday needs.

Apply online    View Rates    Credit Card Calculator

ACFCU Visa® Platinum Choice 

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Earn Points for Purchases with uChoose Rewards®
  • Online Payment Options
  • 24/7 Fraud Monitoring
  • No Minimum Finance Charge
  • Access your transactions and balances 24/7 thru myACFCU online

ACFCU also offers a Secured Visa® Credit Card option for those looking to build, or rebuild their credit. Contact us to learn more about our Secured Credit Card.

Apply online    View Rates    Credit Card Calculator

Earn Points

Earn points redeemable for concert tickets, a new HDTV, cash back and many other exciting options!

Visit uChoose Rewards

uChoose Rewards

How It Works

  1. SHOP with your ACFCU Visa® Platinum Choice Credit Card
  2. EARN 1 point for every dollar spent (1 point for every two dollars when you use your ACFCU Visa® debit card)
  3. REWARD yourself with gifts, prizes and cash back from their online store

CardValet 

CardValet® is a mobile app that allows our members to decide when, where and how their cards are used.

Features of CardValet:

  • Security Turn your cards off in an instant
  • Control Control transactions by category or by dollar amounts
  • Flexibility Easily set, customize and modify purchase alerts
  • Card Controls Establish spending limits and only allow transactions up to a certain dollar amount 
  • Merchant Alerts & Controls Monitor or control transactions for specific purchases or categories 
  • On/Off-Setting Cardholders can disable a lost or stolen card

Download the free app today through the Apple App Store or Google Play.

   

Lost or Stolen

To report a lost or stolen Visa® Credit Card call: (866) 217-1245, or (800) 378-3778 Option 2.

Visa® Credit Card rates dependent on credit performance at the time of official credit card loan application and the term chosen. Anyone under age 21 must prove sufficient employment in order to qualify for a Visa® Credit Card. Visa® Credit Card rates are variable and subject to change based on changes in the Prime Rate. Other terms and conditions may apply. Membership with Appalachian Community Federal Credit Union required. Contact the Credit Union for full details.