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New Career Calling?

ACFCU could be your answer!

ACFCU loves to discover new talent. If you’ve never been part of the credit union movement, learn what it’s like to work where the mission makes a difference. Whether it’s entry-level or highly-experienced, you’ll see firsthand how we turn financial lives around.

We’re building for the future! If you want to join a team who believes in the value of hard work and the virtue of doing the right thing, we want to hear from you!

Better Benefits Are Calling

The benefits we offer ACFCU team members are the best in the region. We believe in keeping our coworkers safe, healthy and productive and we’re proud of our long-standing tradition of supporting our team.

  • Generous Paid Time Off (PTO)     
  • Ten (10) paid holidays
  • Comprehensive health, dental, vision insurance with access to PhysicianNow® and Nurseline     
  • Disability & Life Insurance
  • 401(k) Retirement Plan with 3% employer match

Current Open Positions

Mortgage Loan Originator | Gray, TN
The Mortgage Loan Originator will possess a passion for serving members and the ability to guide the member through the home purchase and/or refinance process. Responsible and prudent lending, along with a genuine interest in the overall economic welfare of our members, will be foremost with each origination.


  • Educate, advise and guide the members through application process
  • Originate conventional, FHA, VA, THDA, USDA and portfolio mortgage loans
  • Cultivate relationships with real estate agents and other professionals to obtain member referrals
  • Effectively interview applicants and determine borrowing ability and appropriate loan option to fit member’s individual need
  • Strong understanding of state and federal laws surrounding loans is critical, as well as continuing education and training on new compliance and regulatory guidance
  •  Excellent communication skills and ability to explain complex processes
  • Ability to explain and support rationale behind credit decisions and recommendations
  • Complete every loan application in compliance with fair credit and lending standards
  • Possess thorough understanding of mortgage investor guidelines for prompt delivery of loan files
  • Ensure lending activities are within regulatory compliance and consistent with established credit union policies, procedures and guidelines
  • Deliver an exceptional member experience through high-quality origination and timely and professional service
  • Represent the credit union at external functions in a highly professional manner
  • Work well under pressure meeting multiple and sometimes competing deadlines. Demonstrate cooperative behavior with colleagues at all times 
  • Perform other duties as assigned


  • Must be licensed and registered by the Nationwide Multistate Licensing System
  • Bachelor’s degree in Business Administration, Finance or similar field of study; comparable professional experience will be considered
  • 3+ years’ lending knowledge and experience; credit union or bank preferable
  • Solutions oriented; team player; highly ethical and trustworthy
  • Strong analytical and problem resolution skills
  • Excellent written, verbal and interpersonal communication skills

To apply for this position, please send your resume to 

No open positions or not finding one you'd be suited for?
That's OK because you can still send us your resume, and we’ll keep it on file for 60 days. When we have an opening, you just might get a call! Just send your resume to: