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Rates

Rates effective as of August 28, 2020, and are subject to change.

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New and Used Auto & Motorcycle Loans
Vehicle Type Term APR*
New Autos
(upcoming, current & previous vehicle model years - under 10,000 miles)
6 - 84 months As low as 2.75%
Used Autos
(7 years old or newer)
6 - 84 months As low as 3.10%
Used Autos
(8-15 years old)
up to 72 months As low as 3.90%
Classic Autos
(25 years and older)
up to 84 months As low as 4.75%
New Motorcycles¹
(2020, 2019 & 2018)
up to 72 months As low as 3.50%
Used Motorcycles¹
(7 years old or newer)
up to 72 months As low as 3.75%
Used Motorcycles¹
(8-15 years old)
up to 60 months As low as 4.25%

¹Motorcycles must be over 800cc.

RVs, Boats and Toys*
(includes Travel Trailers, Fifth Wheels, Class A and Class C Motorhomes)
Vehicle Type Term APR*
New Recreational Vehicles
(2020, 2019 & 2018)
up to 180 months As low as 3.50%
Used Recreational Vehicles
(7 years old or newer)
up to 180 months As low as 3.75%
Used Recreational Vehicles
(8-15 years old)
up to 144 months As low as 4.25%
New Boats
(2020, 2019 & 2018)
up to 180 months As low as 3.50%
Used Boats
(7 years old or newer)
up to 144 months As low as 4.25%
Used Boats
(8-15 years old)
up to 72 months As low as 4.75%
New Toy²
(2020, 2019 & 2018)
up to 84 months As low as 3.75%
Used Toy²
(7 years old or newer)
up to 72 months As low as 4.25%
Used Toy²
(8-15 years old)
up to 72 months As low as 4.75%

²M/C < 800cc, Jet Ski, Tent Trailers, Campers, Quad Runners, etc. Minimum Credit Score Required.

Lawn and Farm Equipment
Type Term APR*
New & Used Lawn/Farm Equipment
(7 years old or newer)
up to 84 months As low as 3.75%
Used Lawn/Farm Equipment
(8-15 years old)
up to 72 months As low as 4.75%
Other Loans
Type Term APR*
Personal Loans up to 60 months 7.75%
Ready Cash Line of Credit open-end (revolving) 10.00%
Share Savings Secured Loans up to 120 months 3.50%
Share Certificate Secured Loans up to 120 months Certificate Rate + 2.00%
Visa Platinum Credit Card open-end (revolving) 9.80%
Secured Starter Loan (Credit Builder/Rebuilder) up to 60 months 7.75%

Mortgages

Call Us at 423-230-2600 for our current Mortgage Loan Rates.

Mortgage Request Form  Apply Online

*APR = Annual Percentage Rate. Rates "as low as" dependent on creditworthiness, Auto Pay, and/or any special discounts possibly offered for various reasons and marketing promotions. Rates subject to change at any time. Rates do not apply for refinance of existing ACFCU loans. All loans are subject to credit approval. Other terms and conditions may apply. Contact the Credit Union for full details regarding any ACFCU loan product and program.