Appalachian Community FCU

Time to Come Home for the Holidays

There's no place like home especially during the holiday season. The ACFCU Home Loan Center offers a wide variety of mortgage products to fit your needs. Come home for the holidays!

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Peak Checking

Earn 3.50% APY* when you complete 15 transactions per month & maintain an average daily balance of at least $10,000 or greater.

*APY is Annual Percentage Rate. Certain terms & restrictions apply.

OPEN A PEAK CHECKING TODAY!

Merry Christmas & Happy Holidays

All ACFCU branch locations will be closed Mon., Dec. 25 and Mon., Jan. 1.

Couple in white shirts on laptop smiling

Relationship Rewards

Maximize your loan savings with a reduced interest rate and lower closing costs while enjoying the convenience and peace of mind of automatic payments!

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Appy Assist with a Holiday Twist

Relax & avoid the stress of extra holiday expenses with our Appy Assist Loan!

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Holiday Skip-A-Payment

Take a winter break from your loan payments, and free up extra funds for what matters most to you this holiday season.

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ACFCU Mobile App

Enjoy peace of mind this holiday season with 24/7 access to your accounts right at your fingertips! Download our mobile app from the Google Play or Apple Store today.

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Team Appy Testimonials

"I love the simplicity of the loan process from getting approved to the great customer service throughout. Your entire team was great to work with. It is hard to find such great customer service from any other place!"

-Michael J.

Join the Appy Way!

Dream Big. Score High.

Improve your credit score with SavvyMoney!

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Warm up with a Higher Rate!

5.15% APY* / 11-Month Bump Up Certificate/IRA

APY = Annual Percentage Yield. LIMITED TIME ONLY & SUBJECT TO CHANGE. $1,000 minimum deposit.11-month term. Certain restrictions apply.

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Home Loans

Time to Come Home for the Holidays
Peak Checking

Earn More the Appy Way
HOLIDAY CLOSING

Merry Christmas
Relationship Rewards

Save Money
Appy Assist

Appy Assist with a Holiday Twist
SKIP-A-PAYMENT

Holiday the Appy Way
ACFCU Mobile App

24/7 Access
Team Appy Testimonials

It's The Appy Way!
CREDIT SCORE

Powered by SavvyMoney
Certificate Special

Warm up with a Higher Rate!

Our membership is open to a number of cities and counties across Tennessee, Virginia, and Kentucky. We'd love to have you join us!

LEARN MORE ABOUT ACFCU & BECOME A MEMBER TODAY

Better Banking Is Calling

We consider it a privilege to serve our entire Appalachian Community! We're conveniently located throughout Northeast Tennessee and in Norton, VA. When you bank at ACFCU, you’ll find a friend to help you prepare for your lifetime of callings…

Whether you’re called to convenience, value, dividends or service, you can find the answers at ACFCU. And best of all, we believe in making you feel right at home.

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Join Us Today!

Originally formed by the employees of Mead Paper Mill (Domtar) in Kingsport, TN, in 1932, the Appalachian Community Federal Credit Union of today is pleased to serve any persons who live, work, worship or attend school in Carter, Hawkins, Sullivan, Unicoi or Washington Counties, Tennessee, the city of Bristol, TN/VA, the city of Norton, VA, Wise, Scott and Washington Counties, Virginia, Jackson, Clinton, McCreary, and Wayne Counties, Kentucky, as well as other designated entities. Contact us to learn more about membership eligibility.

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News & Events

Identity Theft & Fraud: How to Protect Yourself

FREE WEBINAR
Wednesday, December 13, 2023
1 - 1:45 p.m.

In an age where we are increasingly connected through technology, protecting your devices and your online presence is vital.

ACFCU Team Members Earn Financial Counselor Designation

ACFCU Branch Manager Sherri Eaton and Senior Mortgage Loan Originator Penny Pavitt recently earned their Certified Credit Union Financial Counselor (CCUFC) designation through the Enhanced Financial Counselor Certification Program.

The Procrastinator's Guide to Holiday Savings

November and December kick off a season of celebrating, family, feasting, and yes…spending. Here are a few strategies from our partners at GreenPath to help you save this season!

Cybersecurity Awareness Month

Founded in 2004, Cybersecurity Awareness Month, held each October, is the world’s foremost initiative aimed at promoting cybersecurity awareness and best practices.

Protect the Elderly from Financial Exploitation

You, or someone you know, could become the victim of a growing crime in America — financial abuse of older Americans.

Five Tips for Retirement Planning

Are you planning to retire soon? This is an exciting but potentially overwhelming time. Read on for tips for putting your best foot forward in this next phase of your life!

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