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Rates

Rates effective as of November 14, 2022, and are subject to change.

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Share (Savings)*
Deposit Range Rate APY*
$5.00 to $500.00 No interest No interest
$500.01 to $7,500.00 0.10% 0.10%
$7,500.01 to $50,000.00 0.15% 0.15%
$50,000.01 to $100,000.00 0.20% 0.20%
$100,000.01 and over 0.30% 0.30%

*$5.00 minimum to open or obtain dividend

Other Share Rates
Account Type Deposit Range Rate APY*
Share Club* $5 and over 0.20% 0.20%
IRA Share $5 and over 0.20% 0.20%

*$5.00 minimum to open or obtain dividend

Share Draft (Premier Checking)
Deposit Range Rate APY*
$2,500.01 to $25,000.00 0.10% 0.10%
$25,000.01+ 0.30% 0.30%

$20.00 minimum to open, first order of checks free and free checks for any member 50 years and older. 

Money Market Account
Range Rate APY*
$0 to $1,000.00 No interest No interest
$1,000.01 to $15,000.00 0.25% 0.25%
$15,000.01 to $50,000.00 0.35% 0.35%
$50,000.01 to $75,000.00 0.50% 0.50%
$75,000.01 to $100,000.00 0.50% 0.50%
$100,000.01 and over 0.55% 0.55%

*APY = Annual Percentage Yield. The variable rate is subject to change monthly. Minimum to open is $1,000.00. No dividend is paid if balance falls below $1,000.00. Interest will compound in the account, or it can be paid to another account. ACFCU reserves the right to correct any typographical errors in published rates.

 Certificates and IRA Certificates
Term Rate APY*
3 Month Certificate 0.50% 0.50%
6 Month Certificate 0.85% 0.85%
12 Month Certificate 1.88% 1.90%
13 Month SPECIAL** 3.45% 3.50%
18 Month Certificate 2.72% 2.75%
24 Month Certificate 1.93% 1.95%
30 Month Certificate 1.98% 2.00%
36 Month Certificate 1.98% 2.00%
48 Month Certificate 2.25% 2.27%
60 Month Certificate 2.25% 2.27%
72 Month Certificate 2.25% 2.27%

Minimum Deposit $1,000. Paid monthly. Future rates subject to change weekly.

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*APY=Annual Percentage Yield. Certificate will revert to the prevailing rate at maturity. Interest will compound to the Certificate or will pay to another account. ACFCU reserves the right to correct any typographical errors in published rates.

**APY = Annual Percentage Yield. LIMITED TIME ONLY AND SUBJECT TO CHANGE. $1,000 minimum deposit. 13-month term. Early withdrawal penalties may apply. Fees may reduce earnings. Term, dividend rate, & APY accurate as of 11.14.22.