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Personal Loans

Loan Consolidation

Relieve some stress by combining your debt! Sometimes, bills pile up and it feels like we can't ever get ahead. Breathe a little easier by only having one monthly payment to worry about! ACFCU offers personal loans with interest rates as low as 7.75%, so you can borrow one lump sum and pay off multiple loans leaving you with only one payment due each month. With loan amounts between $500-$20,000, and terms up to 60 months, ACFCU can give you the financial freedom you're looking for.

Payment Example: If you consolidated $10,000 of debt to an ACFCU Personal Loan, your payments could be as low as only $202 per month!

Breathing easier is calling — apply online and consolidate your debt today!

apply online view rates calculate your loan 

Everyday Loans

ACFCU offers a variety of loan products to serve your everyday needs. We make borrowing easy! No need to come in to a branch. You can electronically sign all of your loan documents from work or home using your mobile phone, tablet or PC.

Apply Online    View Rates     Calculate your loan 

Personal Loans

Personal Loans are a great option if you are looking to consolidate debt, pay vacation expenses, plan for a wedding — really for any personal need you have! Contact us today, and we can help guide you to the loan that is the best fit for your needs.

  • Unsecured Loans
  • Ready Cash Lines of Credit
  • Share Secured Loans

Apply Online    View Rates    Calculate your loan

Easy Pay

Would you like to pay your loan by debit or credit card? Easy Pay is just a click away. We make it easy for you to pay for your loans with us. Simply click on the button below and you'll be directed to a payment site with easy, step-by-step instructions for paying!

Pay Now

Financial Assessment

As an added benefit, we can provide a full Financial Assessment which allows us to break down your credit history and help spot opportunities to improve your score and eliminate high interest debt. Contact us today to arrange a Financial Assessment with one of our Financial Service Representatives.

Contact Us

Meet the Lending Team

Our Lending Team specializes in serving our members’ consumer loan needs.

Anthony Bentley
Loan Originator
800-378-3778 ext. 4500


Morgan Johnson
Loan Originator
800-378-3778 ext. 4500


Haley Jones
Loan Originator
800-378-3778 ext. 4500