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Relationship Rewards

With Relationship Rewards, you can maximize your loan savings with exclusive rate discounts designed to reward members who bundle services and protect their investment.
 

Consumer Loan Relationship Rewards

Eligible ACFCU members may receive interest rate discounts on select consumer loans at the time of closing:

0.20% APR* discount for each of the following services:

  • GAP Coverage
  • Vehicle Service Contract (VSC) / Warranty
  • Automatic loan payments from an ACFCU checking or savings account

Maximum cumulative discount: 0.50% APR*

Eligible Consumer Loan Types:

  • Auto loans
  • RV loans
  • Boat loans
  • Toy loans
  • Motorcycle loans
  • Appy Assist/Personal loans

Mortgage Relationship Rewards

ACFCU members are eligible to receive the following loan discounts at the time of closing simply by establishing automatic loan payments from an ACFCU checking or savings account:

  • $500 off closing costs for select mortgage loans**
    • Primary residence only - 1st lien products

Relationship Rewards apply to new loan requests only.  Apply today!

apply online    view rates 

*APR is Annual Percentage Rate.  

Relationship Rewards for consumer loans are effective March 1, 2026, and subject to change without notice. Maximum cumulative consumer loan discount is 0.50% APR and applies only at time of closing. Discounts may not be applied to an existing closed-end consumer loan. Eligible loan types include auto, RV, boat, motorcycle, toy, and personal loans. Automatic monthly loan payments from an ACFCU savings or checking account must be established at time of loan closing to receive the Auto Pay discount. GAP and VSC/Warranty discounts require purchase at time of closing. Loans subject to approval. Certain terms and conditions apply.

Mortgage Relationship Rewards apply to primary residence only – 1st lien products and may not be applied to an existing mortgage loan. Loans subject to approval. Certain terms and conditions apply.