Skip to main content

Checking w/Debit Card

ACFCU’s checking accounts will simplify your financial life. We give you
full-service account access from any device so you have control
of your money whenever you want, wherever you are.

Account Features

  • No minimum balance
  • No per check charge
  • Courtesy Pay protection options
  • Instant issue Visa® Debit Card
  • uChoose Rewards participants earn 1 point for every two dollars spent when using their cards with the credit option
  • Nationwide network of more than 55,000 free ATMs
  • myACFCU online and mobile banking with Bill Pay
  • Touch Tone Teller (Access your account 24 hours a day)
  • First order of checks is free (members over 50 years of age always receive free checks)
  • Monthly eStatements
  • Dividends paid monthly on balances of $2,500.01 or more
  • Direct deposit

Open an Account Today    Savings Calculator

Checking Account Comparison
Account Types Premier Checking Fresh Start Checking
Monthly Service Fee Free $10.00
Minimum Opening Balance $20.00 $50.00
Courtesy Pay Option Yes No
Dividends Paid monthly on balances of $2,500.01 or more No

ATM Deposits

ACFCU’s ATM deposit options let you deposit a check and cash 24-7 at any of our branch locations.

ATM Deposit Locations

View Fee Schedule

Earn Points

Earn points redeemable for concert tickets, a new HDTV, cash back and many other exciting options!

Visit uChoose Rewards

How It Works

  1. SHOP with your ACFCU Visa® debit card
  2. EARN 1 point for every two dollars spent (1 point for every dollar when you use your ACFCU Visa® Platinum Choice Credit Card)
  3. REWARD yourself with gifts, prizes and cash back from their online store


CardValet® is a mobile app that allows our members to decide when, where and how their cards are used.

Features of CardValet:

  • Security Turn your cards off in an instant
  • Control Control transactions by category or by dollar amounts
  • Flexibility Easily set, customize and modify purchase alerts
  • Card Controls Establish spending limits and only allow transactions up to a certain dollar amount 
  • Merchant Alerts & Controls Monitor or control transactions for specific purchases or categories 
  • On/Off-Setting Cardholders can disable a lost or stolen card

Download the free app today through the Apple App Store or Google Play.

   Download on the App Store