ACFCU’s checking accounts will simplify your financial life. We give you
full-service account access from any device so you have control
of your money whenever you want, wherever you are.

Account Features

• No minimum balance
• No per check charge
• Courtesy Pay protection options
• Instant issue Visa® Debit Card
• uChoose Rewards participants earn 1 point for every two dollars spent when using their cards with the credit option
• Nationwide network of more than 55,000 free ATMs
• myACFCU online and mobile banking with Bill Pay
• Touch Tone Teller (Access your account 24 hours a day)
• First order of checks is free (members over 50 years of age always receive free checks)
• Monthly eStatements
• Dividends paid monthly on balances of $2,500.01 or more
• Direct deposit

Open an Account Today    Savings Calculator

Checking Account Comparison

Account Types	Premier Checking	Fresh Start Checking
Monthly Service Fee	Free	$10.00
Minimum Opening Balance	$20.00	$50.00
Courtesy Pay Option	Yes	No
Dividends	Paid monthly on balances of $2,500.01 or more	No

ATM Deposits

ACFCU’s ATM deposit options let you deposit a check and cash 24-7 at any of our branch locations.

ATM Deposit Locations

View Fee Schedule

Earn Points

Earn points redeemable for concert tickets, a new HDTV, cash back and many other exciting options! Visit uChoose Rewards

How It Works

1. SHOP with your ACFCU Visa® debit card
2. EARN 1 point for every two dollars spent (1 point for every dollar when you use your ACFCU Visa® Platinum Choice Credit Card)
3. REWARD yourself with gifts, prizes and cash back from their online store

CardValet 

CardValet® is a mobile app that allows our members to decide when, where and how their cards are used.

Features of CardValet:

• Security Turn your cards off in an instant
• Control Control transactions by category or by dollar amounts
• Flexibility Easily set, customize and modify purchase alerts
• Card Controls Establish spending limits and only allow transactions up to a certain dollar amount 
• Merchant Alerts & Controls Monitor or control transactions for specific purchases or categories 
• On/Off-Setting Cardholders can disable a lost or stolen card

Download the free app today through the Apple App Store or Google Play.