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Auto Loans

A Better Auto Loan is Calling

Our new and used Auto Loans will ensure that you get the rate you deserve with plenty of other perks included. ACFCU offers same-day approval, competitive rates, plus term options to fit your budget. Contact us to get pre-approved and then get out there!

Auto Loans*

Whether you're looking to purchase a new or used car, truck or SUV — or wanting a lower monthly payment than your current loan — ACFCU has the competitive rates and terms you're looking for and no payments for 60 days.  You could even get up to 2% APR* off your current rate when you refinance with us!**

Payment Example: with a $20,000 new Auto Loan, your payments could be as low as only $305 per month for 84 months at 7.24% APR*!

ACFCU offers Auto Loans on new vehicles, used vehicles up to 15 years old, and classic cars 25+ years old.

Same-day pre-approvals on: 

  • Auto, Trucks and SUVs
  • Classic Autos

For added peace of mind, ACFCU also offers: 

  • CARFAX Vehicle History Reports
    • Protect yourself from salvage, total loss, structural damage, lemon, and flood vehicles.
  • Debt Protection
    • Offers relief from financial burdens if a protected life events occurs.
  • Extended Warranties
    • Help eliminate the worry about the reliability of your vehicle or the potential cost of repairs.
  • GAP Insurance 
    • Covers the "gap" between the financed amount of your vehicle and its actual cash value paid by your insurance, in the event of a total loss or theft.

apply online    view rates    calculate your auto loan

 

*APR = Annual Percentage Rate. Other terms and conditions apply. Loans subject to credit approval. 

**Refinance offer applies to new and used vehicles up to 15 model years. Vehicle loan must be transferred from another financial institution for balance owed, no cash out, and loan must be in good standing. Existing ACFCU loans are not eligible. Rates may be reduced up to 2% from current financed interest rate not to exceed the Floor Rate of 5.99% (New Vehicles) or Floor Rate of 6.75% (Used Vehicles). Max rate not to exceed 18%. Minimum loan amount is $5,000. Terms and conditions apply. Rates are subject to change.