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Financial Capability Month Challenge: 30 Days to a Better Budget
April is Financial Capability Month, making it the perfect time to put fresh eyes on your finances. Ever checked your account balance and thought, Where did all my money go? You’re not alone. A well-structured budget doesn’t have to be about cutting back – it’s about gaining control, reducing stress, and working toward what matters, whether that’s paying down debt, saving for retirement, or (finally) taking a vacation.
Numbers That Tell a Story
📌 41% of U.S. adults have credit card debt.
📌 Inflation continues to challenge household budgets.
📌 Even though 74% of Americans use budgets, many struggle to stick to them.
The 30-Day Budgeting Challenge
Even when money is tight, small steps can help you regain a sense of control. This challenge is about working with what you have and making a plan that fits your reality.
Week 1: Take Stock (Without Judgement)
Week 2: Think Small
Week 3: Adjust and Automate
Week 4: Subtract, Add, and Celebrate
Remember that you don’t have to budget alone – connect with your financial institution to see what services and resources we can provide. Our partner GreenPath also offers free financial counseling and personalized debt management. Their NFCC-certified counselors are ready to meet you wherever you’re at, without shame or judgment.
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