Appalachian Community FCU

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Take a break from your loan payments, and free up extra funds for what matters most.

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ACFCU will be closed

Monday, November 11 for Veterans Day

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Peak Checking

Earn 3.50% APY* when you complete 15 transactions per month & maintain an average daily balance of at least $10,000 or greater.

*APY is Annual Percentage Yield. Certain terms & restrictions apply.

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Achieve Your Credit Goals

Monitor your credit score anytime, anywhere with SavvyMoney!

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Fall into your Dream Home!

Take the Appy Way Home! With low rates and up to 100% financing available, we have a home loan to fit your needs.

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Auto Loans the Appy Way!

The Appy Loan Team offers no payments for 60 days, no loan fees, same-day pre-approvals, and rate discounts with our relationship rewards program!

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Unlock Rewards With Every Swipe!

Save big and earn points for shopping, travel, & more with every debit & credit card purchase.

START EARNING REWARDS

Ranked #1 Best Loan Experience

Appalachian Community Federal Credit Union (ACFCU) was recently ranked #1 out of 91 credit unions for Consumer Loan Experience and placed 5th for Member Care Experience by Member XP, a leading CX program offered through CU Solutions Group.

Team Appy Testimonials

"I like local, smaller community credit unions like ACFCU. They are more personal, friendly, and treat members like people. ACFCU is more people oriented. They truly care about YOU!"

-ACFCU Member

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Achieve Your Credit Goals

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Home Loans

100% Financing Available
NEW & USED AUTO LOANS

Low Rates • Fast Approvals
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2024 Best of the Best

Ranked #1 Best Loan Experiences
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It's The Appy Way!

Our membership is open to a number of cities and counties across Tennessee, Virginia, and Kentucky. We'd love to have you join us!

LEARN MORE ABOUT ACFCU & BECOME A MEMBER TODAY

Better Banking Is Calling

We consider it a privilege to serve our entire Appalachian Community! We're conveniently located throughout Northeast Tennessee and in Norton, VA. When you bank at ACFCU, you’ll find a friend to help you prepare for your lifetime of callings…

Whether you’re called to convenience, value, dividends or service, you can find the answers at ACFCU. And best of all, we believe in making you feel right at home.

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Join Us Today!

Originally formed by the employees of Mead Paper Mill (Domtar) in Kingsport, TN, in 1932, the Appalachian Community Federal Credit Union of today is pleased to serve any persons who live, work, worship or attend school in Carter, Hawkins, Sullivan, Unicoi or Washington Counties, Tennessee, the city of Bristol, TN/VA, the city of Norton, VA, Wise, Scott and Washington Counties, Virginia, Jackson, Clinton, McCreary, and Wayne Counties, Kentucky, as well as other designated entities. Contact us to learn more about membership eligibility.

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News & Events

Cybersecurity Awareness Month

October is Cybersecurity Awareness Month. Learn four easy steps you can take each today to ensure your online safety.

Hurricane Helene Disaster Relief Resources

Like many of you, we are in disbelief at the devastation our communities have suffered as a result of Hurricane Helene. ACFCU is here to help.

ACFCU Earns Savings Excellence Award

ACFCU has earned the 2024 America Saves Designation of Savings Excellence award, an honor explicitly reserved for financial institutions that created measurable impact and displayed exceptional achievement during the annual America Saves Week campaign. Hannah Hutchins, ACFCU marketing manager, coordinated the campaign on behalf of the credit union.

Hazlewood earns HR Compliance Certification

ACFCU HR Director Rhonda Hazlewood recently earned her Credit Union HR Compliance Professional (CUHRCP) certification.

Cloudflare Security Update

To provide the best possible protection against fraud and account takeover attempts, we recently implemented an additional cybersecurity product for our online and mobile banking systems.

ACFCU CXO featured in Credit Union Times article

ACFCU CXO Miranda Cooper was recently featured in a Credit Union (CU) Times online series called "My journey to credit union leadership."

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