We might have good intentions when it comes to creating a realistic budget and sticking to it, but life happens. Sometimes no matter how well we plan, it can be tough to manage through unexpected financial challenges like a sudden change in income, rapidly rising prices or an emergency-related expense.

When we hit a bump in the road, it is possible to become overextended, making it difficult to stay on track with loan and credit card payments.

Click here to watch a short video from our friends at GreenPath Financial for tips to communicate with your creditors.